(I) NIK AGENCIES accepts MasterCard and Visa and most of the debit cards issued in India for purchases made at our regional offices. We accept Cheques, NEFT and Cash on delivery for products that are mentioned with the facility.
(II) NIK AGENCIES does not offer any refunds in the fees once paid through our online facility. Before making a payment, we insist you to confirm the fees.
(III) We will refund only the product price less payment gateway charges / shipping charges as mentioned in our returns policy.